BBC African Footballer of the Year: Voting open as shortlist named

The five candidates for the 2015 BBC African Footballer of the Year have been revealed during a special live launch broadcast in Johannesburg, South Africa.
Algeria's Yacine Brahimi, the 2014 winner, is on the shortlist along with Gabon's Pierre-Emerick Aubameyang, Ghanaian Andre Ayew, Senegal's Sadio Mane and Yaya Toure of Ivory Coast.
The winner will be decided by African football fans, who have until 18:00 GMT on 30 November to vote for their choice.

Airtel money

What is airtel money?
Airtel Money is a new mobile commerce service from airtel that will allow you to use your mobile phone as a mobile wallet. It will allow you to use your mobile phone to:
Pay bills - utility bills
Pay for goods and services
Direct payment for your savings and loans contributions
Buy airtime for yourself, friends and family
Purchase airtel data bundle
Send money from your airtel Money account to other airtel money customers
Send money from your airtel Money account to people on other networks
Receive money on your airtel Money account
Deposit physical cash for electronic money (e-value)
Withdraw cash from your airtel money account
Send money to and withdraw money from your bank account
Use your mobile phone to check your bank balance and request for bank mini statement

Vodafone Cash

What is Vodafone Cash?
Vodafone Cash is a fast, simple and secure service that allows you to use your mobile phone to transfer money and make payments.

What other payments can I use Vodafone Cash for apart from transferring money?
Vodafone cash can be used to send and receive money, top up airtime for self and other Vodafone numbers, pay bills (Vodafone Bills) as well as buy goods and services.

Diversity Visa Lottery Program (Stage 1)

Stage 1; October - December: Electronic Entry

Important Basic Diversity Visa Requirements:

The law creating Diversity Immigrant Visa Program (DV Program) states that to qualify for a diversity visa, you must have a high school education, or its equivalent, or two years of work experience. A high school education means successfull completion of a formal course of elementary and secondary education comparable to 12-year course in the United States. If you are qualifying with work experience, you must have two years of experience in the last five years in an occupation which, by U.S. Department of Labor definitions, requires at least two years of training or experience.

If you do not have either the required education or qualifying work experience, you are not eligible to be issued a Divesity Visa. Only you, as the principal applicant, must meet this requirement. Your spouse and children do not have to meet this requirement. Do not continue with this application if you do not meet the education and work experience requirement.

 

EDUCATION: Minimum Requirements To qualify using education, you must have:
Graduated from Senior Secondary School and passed the WAECS/SSSCE with a minimum of 5 passes (including English and Math; and pass is a minimum of 'E'); and/or
Completed A-levels or O-levels; and/or
Earned an HND (High National Diploma); and/or
Received a University degree.

NOTE 1: Vocational training does not replace the above requirements. Vocational training alone does not meet the DV education requirement.

NOTE 2: For each subject, we consider the most recent exam score. For example if you failed English in 2001, the passed in 2003, we will accept the Pass in from 2003 because it is the most recent score. However, if you passed English in 2001, then failed in 2003, you will not qualify, since the most recent score is a Fail.

OCCUPATION: Minimum Requirements
To qualify based on your occupation:
You must work in an occupation that has received a score of 7 or higher according to the U.S. Department of Labor's classifications. A list of qualifying occupations is posted in the waiting room; please review the list before paying the visa fee. You can find a complete list of all occupations and their scores online at O*net online: http://online.onetcenter.org. Scores are found by searching for an occupation, then looking at the "SVP Score" found in the "Job Zone" for each job.
You must have worked for at least two years in a qualifying job during the last five years AND completed at least two years of training to prepare you for work in that job. For example, if you worked as a Head Cook (a qualifying job) from 1995 to 1997, but have been working as a peety trader since 1997, you would not qualify.

Please make sure that you enter correct information especially:

Name

Date of Birth

Address

Gender

General Photo Requirements

The photograph for each visa applicant must be a full face photo, as described below

The photograph must have been taken within the last six months

Photo Size

The photo for each visa applicant submitted must measure:

2 by 2 inches (roughly 50 mm square) with the head centered in the frame.

The head (measure from the top of the hair to the bottom of the chin) should me between 1 inch to 13/8 inches (25 mm to 35 with the eye level between 11/8 inch to 13/8 inches (28 mm and 35 mm) from the bottom of the photo.

Photo Appearance

The photograph must be a full-face view in which the visa applicant is facing the camera directly

The face should cover about 50 percent of the photo area.

Side or angled views cannot be accepted.

The photograph should be in color and must be taken against a white or off-white background. Photographs with dark, busy, or patterned backgrounds cannot be accepted.

In general, the applicant's head, including both face and hair, should be shown from the crown of the head to the tip of the chin on top and bottom and from hairline side-to-side. It is preferable that ears be exposed.

Head coverings and hats may only be worn in photographs if they are required by religious beliefs. Such coverings and hats should not cover any portion of the applicant's face.

Sunglasses or other wear which detracts from the face can only be worn in photographs if required for medical reasons (an eye patch, for example).

Photographs depicting a person wearing a traditional facemask or veil that does not permit adequate identification cannot be accepted.

Photographs of military, airline or other personnel wearing hats cannot be accepted.

Photographs of applicants wearing tribal, national costume, or other headgear no specifically religious in nature cannot be accepted.

Digital Photo

Digital reproduced photographs must be reproduced without discernible pixels or dot patterns. Photocopied photographs cannot be accepted.

Selectees will receive a letter through thier country's postal service notifying them of their selection. Entrant who are not selected for further processing will not receive any type of notificaton through mail.

Multiple entries will disqualify the entrant from participation in the Lottery.

Floyd Mayweather beats Manny Pacquiao

Floyd Mayweather emerged victorious from the most lucrative fight in history, beating Manny Pacquiao via a wide unanimous decision in Las Vegas. American Mayweather, 38, delivered a defensive masterclass against his Philippine rival, making the necessary adjustments after only a few rounds before disappearing out of sight. Mayweather, who added the WBO welterweight title to the WBC and WBA titles he already owned, was awarded the fight 118-110, 116-112 and 116-112 by the three judges. With his victory, Mayweather also cemented his status as the greatest pound-for-pound boxer of his generation. The five-weight world champion is now undefeated in 48 professional fights, stretching back 19 years. Six-weight world champion Pacquiao, 36, falls to 57 wins, six losses and two draws. Tickets for the bout - billed as 'The Fight of the Century' - changed hands for as much as $350,000 (£232,000) and American fans were charged almost $100 (£66) to watch on television.

Legon SRC Prez tried bribing me – Election IT Expert

The IT expert who designed the software for the conduct of the University of Ghana students’ elections, Stephen Forson has revealed that the current President of the Students Representative Council (SRC) tried to bribe him to manipulate the elections in favour of his preferred candidate.

Mr. Forson revealed on Asempa FM’s Ekosii Sen programme on Friday April 17, 2015 that Mr. Joshua Dogbey and two others including the losing candidate in the April 9, 2015 SRC election, Mikdad Muhammad sneaked into his house at midnight in the days leading to the elections to try to induce him to rig the elections for a candidate in the elections.

Citing his pregnant wife as his witness, he continued that the team from Legon promised to extend his contract with the University SRC if he does their bidding for their candidate to win.

IPRO Solutions Ltd has a five year contract with the University of Ghana (2012-2016), and also runs elections for all the polytechnics and some universities in the country.

"When they tried and they didn’t succeed, they thought others have also done so…the executioner fears to always lie with his head up of course…,” he revealed.

Olympic swimmer Missy Franklin turns pro

Missy Franklin has bid farewell to college swimming and is turning pro.

The four-time Olympic gold medalist went out with a bang, winning three individual events and helping her California team win the NCAA championship last weekend.
Now, Franklin can start competing for money and endorsement deals, and she's signed with a sports agent connected to Hollywood.
Franklin told The Associated Press in a phone interview that she's chosen Mark Ervin of WME-IMG to represent her. She will be the first swimmer in his client stable that includes Olympic champion skier Lindsey Vonn. Ervin used to work with Olympic snowboarder Shaun White.
''I am so confident in my choice,'' she said. ''I felt this incredible connection with him. I feel like 100 percent we stand for the same things.''
The swimmer, who turns 20 in May, had help in making the decision. Her parents vetted a slew of potential representatives and narrowed down the field, allowing Franklin to enjoy her second - and last - year as a collegiate athlete.
''There's no one that knows me better than my parents,'' said Franklin, an only child.
WME-IMG is based in Beverly Hills, California, and some of its other athletes include tennis player Maria Sharapova and NFL quarterback Colin Kaepernick. Besides sports, the mega-agency has ties to entertainment, fashion and event management.

Ghana tops in WAEC international examination

Ghana has for the past five years toped the West Africa Examination Council (WAEC) Competition for the international excellence award, WAEC announced on Thursday.
For the year 2014, all three Ghanaian candidates who participated in the award with other WAEC students, swept all the three top awards offered at that level once again.
The overall top candidate, Hasan Mickail, a former student of Ghana Secondary Technical School (GSTS) in the Western Region, who was the best candidate in the General Science programme, both at the national and international level, also won the Bandele Award for the best performing candidate in the whole of West Africa.
Ghana, Nigeria, and the Gambia participated in the 2014 WAEC examination, while Liberia and Sierra Leone, the two other WAEC countries, did not participate in the examinations due to the Ebola pandemic and a change in those countries educational system.
The Very Reverend Samuel Nmai Ollennu, the Head of National Office, WAEC, who announced this at this year’s WAEC Distinction Awards ceremony organized to honour candidates, who excelled in the May/June 2014 edition of the West Africa Senior School Certificate Examination (WASSCE) said Ghana, since the period of the SSCE and when the WASSCE was introduced has been topping in the international exams.
He said for the past four years, Ghanaian WASSCE students have continuously topped in the international Exams.
Rev Ollennu explained that for a candidate to win such awards, he or she must obtain a minimum of eight grade A1s.
Candidates, who qualified for the awards, competed at two levels, consisting of the national (home country) and international (West Africa) levels with other WAEC candidates.
At the award ceremony held in Accra, the overall top winner, Mickail and four other awardees were given various sums of money, certificates, and laptops, whilst their former schools were given plagues.
Mickail was offered a full scholarship by the Universal Merchant Bank Ghana Limited to undertake a tertiary education in any university in Ghana, while the WAEC Endowment Fund, the main sponsor of the Distinction awards gave him the cedi equivalent of 300 dollars, and the Ghana National office of WAEC gave him 700 dollars, cedi equivalent.
Other award winners were Mr Kenyah Blaykyi, formerly of St Augustine’s College, who took the second position, received the cedi equivalent of 200 dollars and 300 dollars from the WAEC Fund and the Ghana National office, WAEC, respectively. FirstBanc Ghana, a financial institution is also giving Mr Blaykyi GH¢ 2,000 as part of the package.
Henry Enninful Archibald, a former student of Mfantsipim School, won the third position and was rewarded with 200 dollars and 300 dollars from the Fund and the Ghana National Office respectively.  The Enterprise Insurance Limited also gave GHC 1,000 to Mr Archibald.
Mr Elvis Okoh-Asirifi, formerly of Opoku Ware SHS in the Ashanti Region, and Ms Deborah Akosua Atuabea Attuah, a former student of Wesley Girls High School in Cape Coast, won the best candidate in business and General Arts Programmes respectively. They all received the cedi equivalent of 400 dollars each and certificates.
Rev Ollennu said by giving the awards, WAEC believed that it would be an incentive to spur the students on to work harder in future examinations and in other future endeavours.
Dr Iyi Uwadiae, the Registrar at the WAEC Council commended Ghana for the consistency in winning the awards over the past years, assuring that, in spite of the few examination malpractices, WAEC exams were “still valid and very reliable”.
Mr Enoch Cobbinah, the Chief Director of the Ministry of Education, who represented the Deputy Minister of Education, Mr Alex Kyeremeh, said the outstanding performances by the students indicated that “Ghana’s educational system is the best in the West Africa region so no one should think that our educational system is in shambles”.
Source: GNA

Checkout the Full List of Winners at the GN Bank Awards

Male Musician Of The Year
Shatta Wale

Female Musician Of The Year
Gifty Osei

Male Actor Of The Year
James Gardner

Female Actor Of The Year
Juliet Ibrahim

Movie Of The Year
Obroni Hiani (Sky Orange Productions)

Child Star Of The Year
Nana Yaa Amoakoaa (Kids Icon)

Song Of The Year
Mampi by Vybrant Faya

Male Sports Personality Of The Year
Asamoah Gyan (Black Stars captain)

Comedian Of The Year
Baba Spirit (Rainbow Radio)

Entertainment Journalist/Writer Of The Year
Halifax Ansah Addo (News One)

Male Radio Presenter Of The Year
Bola Ray (Starr Drive – Starr FM)

Female Radio Presenter Of The Year
Akumaa Mama Zimbi (Odo Ahomaso – Adom FM)

Male TV Presenter Of The Year
Kojo Frempong (Boys Boys – Viasat 1)

Female TV Presenter Of The Year
Nana Yaa Brefo (Badwam – Adom TV)

Favourite Celebrity Of The Year
Bola Ray

GN Bank Corporate Honorarium
(Lifetime Achievement Award)
M.T.N Ghana (Telecommunication)
D.K Poison (Veteran Boxer)

Samsung S6 and S6 Edge go on pre-order

Customers can now pre-order Samsung’s latest smartphones, the S6 and S6 Edge, on contracts from £39.50 and £43.50 per month respectively and an up-front charge of £79.99 and £159.99.

As already announced by Samsung the flagship models will be available from April 10, but customers will have to wait longer for certain models including gold colours and those with larger amounts of memory.

Gold versions of both models are expected for delivery in four weeks, according to the Carphone Warehouse website, as are 128GB versions of the S6 Edge and 64GB versions of the S6. The 128GB S6 is expected in "four to six weeks".

Details of the tariffs available from various operators have been published by the UK’s largest mobile phone seller Carphone Warehouse.

The new handsets were unveiled by Samsung at the annual Mobile World Congress trade show in Barcelona earlier this month, with the claim that they would “set a new standard for smartphones”.

The S6 Edge included a curved screen which extended slight around the front of the device to each of the sides.

It includes a feature called People Edge which assigns five contacts with unique colours. The phone can then be placed face-down during situations when looking at the screen would be impolite, but the owner can still see who is ringing at a glance.

Both phones include a five megapixel front camera and 16 megapixel rear camera.

Customers can place pre-orders today under contracts with Vodafone, EE and O2. Anyone making a pre-order with Carphone Warehouse will receive a free wireless charger.

Specifications

Display: 5.1-inch
Battery: Quad HD Super AMOLED 577PPI
Wi-Fi: LTE Cat. 6
Memory: 3GB RAM
Storage: 32 / 64 / 128GB
Sensors: Accelerometer, light, gyroscope, proximity, compass, barometer, fingerprint, hall
Size (S6): 143.4 x 70.5 x 6.8mm
Weight (S6): 138g
Size (S6 Edge): 142.1 x 70.1 x 7.0mm
Weight (S6 Edge): 132g

MTN M'afe Nie Promotion

2015 is the year that you’ve been waiting for. With MTN M’afe Nie promoting, you can live your cherished dream in the most convenient way ever. MTN customers simply need to keep their phones active. One can charge, chat, text and browse to accrue points. Simply performing any of these activities on your phone i.e. recharging, chatting, texting and browsing can lead to fulfilling a dream.

It’s that simply! Dial *120# to know and check your points threshold. Remember, every recharge of GhȻ1 gives you 10 point and every pesewa spent gives you one point. Accrue points to exceed your monthly threshold by higher percentage margins via recharging, chatting, texting or browsing and you could own:

·         Three bedroom houses in Accra
·         Iphone 6+ handsets
·         32” (inches) LED TVs
·         Nokia Lumia 535 handsets
·         Energy/Power banks
·         Huawei Y220 Phones etc

Others Premier League Four Universities Start Final Push For 2015 UPAC Basketball Championship

Ghanaian basketball talents descend at the University of Professional Studies (UPSA) court on Saturday March 14 ahead of the hugely-anticipated Greater Accra Zone 1 qualifiers. Players have entered the homestretch of their buildup for the 2015 UPAC Basketball Championship as they set up their respective camping base.

CAF Duties: GFA Hands $30,000 to Kotoko, Hearts

The Ghana FA has handed $30,000 to Asante Kotoko and Accra Hearts of Oak ahead of their CAF Inter-club matches this weekend, DailySoccerGhana .com can exclusively report.

Kotoko will rely on the cash boost to offset the hotel accommodation expenses and flight ticket costs as they face Algerian club MC El Eulma at the 25,000 seater Stade Messaoud Zougar on Saturday.

Fire Outbreak At Kotoka Airport

Fire yesterday  morning gutted a private restaurant at the cargo section of the Kotoka International Airport (KIA), destroying a lot of equipment and other valuables.
The fire outbreak, which started around 8:45 am, injured two people who were believed to be kitchen staff of the gutted restaurant called, Cargo D’ or Combined Farms.
A statement by the Ghana Airport Company Limited (GACL) confirming the incident said, “At about 0845 hours on Thursday, parts of the kitchen of Cargo D’ or Combined Farms – a building close to the Airport Post Office – caught fire.

Samsung Galaxy S6 Edge Named Best In Show At Mobile World Congress 2015

The Samsung Galaxy S6 edge has received the special honor of “Best New Handset, Tablet or Device” from the GSMA at Mobile World Congress 2015.

The award recognizes the best new device launched during the show. This is the second consecutive year Samsung received this award, following the Samsung Gear Fit in 2014.

Daddy Lumba, Kwabena Kwabena and Okyeame Kwame lead #MOGOAwards nominations

The annual Citi FM Music of Ghanaian Origin (MOGO) Highlife Awards Night is returning this year with a bang, to climax the annual MOGO Festival.

But prior to the glitzy affair, Citi FM has announced the categories for the expanded MOGO Awards, and is set to honor deserving individuals, groups and stakeholders who have contributed to the development and sustenance of Highlife music and Music of Ghanaian Origin in general.

Daddy Lumba, Okyeame Kwame and Kwabena Kwabena lead the nominations with four each. Bisa KDei, R2Bees and Efya have two nominations each. Gospel artiste and producer, Nacy, has two, MOGO Best Performer (with No Tribe) and MOGO Best Music Producer.

Mountcrest University College breaks grounds for Medical School

Mountcrest University College has broken the ground for the construction of a medical school lecture hall complex and a teaching hospital at Larteh.

The lecture hall complex expected to be ready in September would also house the School of Nursing and Midwifery and would be named after the late son of the founder of the college, Kwame Ansa-Asare.

Mr Kwaku Ansa-Asare, Founder and Rector of the School, said the School had forged a partnership with the College of Medicine at Penn State University and the partnership involves course work development, medical student exchange and expansion of the Global Health Scholars Programme to Ghana.

Vodafone Ghana Music Award (VGMA) 2015 NOMINEES LIST

Overall Artiste(s) of the Year

● Daddy Lumba
● Stonebwoy
● Guru
● Edem
● MzVee
● Sarkodie
● Samini

My relatives do drugs but I don't – Ken Agyapong reveals

Maverick Politician Kennedy Agyapong has revealed that some of his relatives were ‘drugs dealers’ but he said he personally does not do 'drugs'.

Responding to a question on whether he was a genuine businessman or had dealt in drugs before in an interview on TV3 Friday morning, Mr. Agyapong said: “Hell no…as for my relatives yes; my relatives have done it [drugs] and they linked me to it. But there are evidences there to show that I was not part of it…so me I am okay; I do a lot of things and I work hard”.

"About 85 per cent of Ghanaian businessmen do drugs" - Ken Agyapong

Maverick Politician Kennedy Agyapong has alleged that most Ghanaian businessmen are drug dealers.

In his estimation, about 85 percent of indigenous businessmen are drug barons.

Ironically, Mr. Kennedy Agyapong, a successful businessman and a hothead politician of the opposition New Patriotic Party, is not insulated from the drug tag. For many years, Mr. Agyapong’s political opponents, particularly in the National Democratic Congress, have equally painted him as a drug dealer although none of his accusers have proven the allegations.

Education Minister inaugurates COTVET Governing Board

Professor Jane Naana Opoku Agyemang, Minister of Education, has inaugurated a 16-member Board for the Council for Technical and Vocational Education and Training (COTVET) and charged them to develop policies to enhance skills training.

The Minister highlighted the economic importance of technical and vocational education and training and expressed Government's commitment to supporting the sector.

Central Africa supports ECOWAS to combat Boko Haram

The Economic Community of Central African States (ECCAS) today pledged their unflinching support to the Economic Community of West African States( ECOWAS) in fighting against the Islamic terrorist group; Boko Haram, in Nigeria and beyond.

Represented by President Teodoro Obiang Nguema Mbasogo of Equatorial Guinea, and President Dennis Sassou-N'Guesso of Congo, the Community also promised to lend both financial and logistics support for the fight against terrorism in Africa.

These came to light when the two leaders held a closed door meeting with President Mahama at the Peduase, in the Eastern Region.

Free SHS Programme To Start In September

President John Dramani Mahama, yesterday, renewed the Government’s commitment to implement the Progressively Free Secondary Education Programme for Senior High School (SHS) in the 2015/2016 academic year, which starts in September.

He said 367,565 students are expected to benefit from the programme, which would abolish tuition fee for both day and boarding students in public schools but students would pay for boarding and feeding fees.

President Mahama said this when he delivered State of the Nation Address to the Parliament in Accra.

He said the education sector; in the 2015 budget, received the biggest allocation with GH₵6.7 billion and that showed the Government’s commitment of providing better education to the citizenry.

Work on the construction of the initial 73 Community Day SHS, he said, were on-going while that on 50 new sites had also begun to complement the existing high schools.

President Mahama announced that work on the University of Health and Allied Sciences in the Volta Region was in progress with the first batch of students being admitted to start the academic year.

He said the Government’s plan to convert Polytechnics to Technical University was on course, while it was considering the conversion of the University for Development Studies’ campuses in Wa and Navrongo in the Upper West and East Regions, respectively, to full universities.

On Social Protection, President Mahama said the Government had introduced a card known as the “EBAN Elderly Card”, which would enable elderly people of 65years and above to enjoy transport services at 50 per cent discount and also to have priority access to banking and hospital services.

He said 15,000  ‘poorest households’ would this year be enrolled onto the Livelihood Empowerment Against Poverty Programme, (LEAP), while 14,000 orphan caregivers would be trained to give good care to orphans and persons with disability.

The President urged Ghanaians to endeavour to eat what was grown locally to add value to the local produce in order to boost Ghana’s economy.

He said according to the Bank of Ghana, the country’s rice import bill had fallen by 41 per cent, which meant a lot more could be done to protect the local economy by patronizing locally made produce.

President Mahama said the revamping of the Komenda Sugar Factory was progressing, while work on the Dipali Sugar Factory in the Northern Region would begin this year to provide direct and indirect employment to the growing youth of Ghana.

E-Gates To Be Installed At Kotoka International Airport

The Ministry of Communications as part of the e-Ghana Strategy is implementing an integrated e-Immigration system that will enable the regulation of entry into and exit from Ghana and also provide a case management system for permit processing.

This follows a contract signed between the Ministry and a joint venture of Messrs Gemalto (France) and Avalon Biometrics of Spain in January 2013 for the redeployment of an e-immigration system in the country.

The project, when completed will meet the current and future needs of the Ghana Immigration Service (GIS) and improve on the quality of service delivery they offer to the public.

MTN Mobile Money

To Register For MTN Mobile Money

1.      Grab a valid photo ID (voter ID, Driver’s License, Passport, NHIS, National ID)

2.      Go to the nearest MTN Mobile Money Merchant.

3.      Complete registration booklet and ask for a copy

4.      You will receive a prompt or SMS after the Merchant has successfully capture your details

Option 1 (SAT Menu)

1.      Go to “My MTN” on your mobile phone and Select “Mobile Money”

2.      Select “register” and enter your Photo ID type and number

3.      Select and repeat your Mobile Money PIN (4digits)

You will receive a welcome message on your phone keep this Mobile Money PIN confidential

Option 2 (USSD)

1.      On your phone: Dial *170# and select ID type (e.g. 1 for Voter, 4 for Passport, etc.)

2.      Enter ID Number and press Ok/send

3.      Enter MM Code (4digits)

4.      Confirm selected MM PIN. Keep this Mobile Money PIN confidential. Wait for a successful feedback through SMS.

What is Mobile Money Wallet?

It is the personal and confidential place on the mobile phone where your cash is stored safely for all your cash transactions.

Load Wallet (Cash In)

1.      Go to your nearest Mobile Money Authorized Merchant.

2.      Hand over cash to Merchant.

3.      Merchant enters your MTN number, repeats your MTN number, the amount, Merchant’s user ID, and Mobile Money PIN.

4.      The system will debit the Merchant’s Mobile Money Wallet and credit yours. You will receive a confirmation message of the successful loading.

Transfer Money to a Mobile Wallet (P2P)

1.      Make sure you have sufficient money in your Mobile Money Wallet.

2.      Go to “Mobil Money” menu, select “Transfer Money” and “Mobile User”

3.      Enter and repeat receiver’s mobile number, and amount, reference e.g. “Gift from Kwame” (optional), confirm details and enter Mobile Money PIN. You will receive a confirmation message of the successful transfer.

Transfer Money to a Non-Mobile User (A2C)

1.      Make sure you have sufficient money in your Mobile Money Wallet.

2.      Go to “Mobile Money” menu, select Transfer Money” and “Non-Mobile User”.

3.      Enter amount, secret code, repeat secret code, confirm details and enter Mobile Money PIN.

You will receive a token (a 12-digits serial number via SMS).

Communicate the token and secret code to the receiver to cash out the money from a Mobile Money Authorized Merchant.

Buy MTN Airtime

1.      Make sure you have sufficient  money in your Mobile Money Wallet

2.      Go to “Mobile Money” menu and select “Top Up Airtime”

3.      Enter amount

4.      Enter and repeat mobile number (optional if own phone), confirm details and enter Mobile Money PIN. You receive a confirmation message of the successful MTN Airtime Top up.

Buy MTN Airtime (USSD Option)

1.      Dial *170#, enter 3 and follow the prompts.

Money Transfer from Merchant to Mobile Money Wallet

1.      Grab a valid photo ID and go to a Mobile Money Authorized Merchant.

2.      Hand over cash to the Merchant

3.      Merchant will enter and repeat the receiver’s mobile number, the amount reference (optional), Merchant User ID and Mobile Money PIN. Both receiver and Merchant will receive a confirmation message.

Withdraw Money (Cash Out) from Wallet

1.      Go to a Mobile Money Authorized Merchant

2.      Go to “Mobile Money” menu on your phone.

3.      Select “Allow Cash Out” and turn “Cash Out” on

4.      Merchant will enter and repeat your mobile number, the amount, Merchant User ID and Mobile Money PIN

5.      Confirm Cash Out on your phone and enter your Mobile Money PIN.

6.      When transaction is confirmed, Merchant will pay you the money

7.      You will receive a confirmation message of the successful Cash Out.

Allow Cash Out (USSD User)

1.      Dial *170#, enter 4 and follow the prompts

Withdraw Money (Cash Out) with Token and Secret Code

1.      Make sure you have the Token and secret code

2.      Go to a Mobile Money Authorized Merchant.

3.      Present your photo ID and token to the Merchant.

4.      Enter you 4 digit secret code

5.      When the transaction is confirmed, the Merchant will pay you the money.

Managing your Wallet (SAT Option)

How to check your balance

1.      Go to “My MTN” on your phone menu and select “Mobile Money”

2.      Select “My Wallet”

3.      Select “Check Balance”

4.      Enter your Mobile Money PIN

5.      You will receive you current & available Balance on your phone

How to check your Mini Statement

1.      Go to “My MTN” on your phone menu and select “Mobile Money”

2.      Select “My Wallet”

3.      Select “Mini Statement”

4.      Enter your Mobile Money PIN

5.      You will receive you Mini Statement

How to change your Mobile Money PIN

1.      Go to “My MTN on your phone menu and select “Mobile Money”

2.      Select “My Wallet”

3.      Select “Change MM PIN”.

4.      Enter your old MM PIN

5.      Enter your new MM PIN

6.      Repeat your New MM PIN

7.      You will receive a message of a successful PIN change

Managing your Wallet (USSD Option)

1.      Dial *170#, enter 5 and follow the prompts.

2.      Input 1 for Check balance and enter MM PIN

3.      Input 2 for Mini Statement and enter MM PIN

4.      Input 3 for favorites and follow the prompts

5.      Input 4 for Change MM PIN and follow the prompts.

6.      Input 5 for My Web Screen No. and follow the prompts

Money Transfer from Merchant to Non-Mobile (C2C)

1.      Grab a valid photo ID and go to a Mobile Money Authorized Merchant.

2.      Hand over cash to the Merchant.

3.      Merchant will enter your ID number and the amount

4.      You will enter and repeat secret code

5.      Merchant will enter user ID and Mobile Money PIN

6.      The system will generate a token (12 digit number) which is given to you.

7.      You must give the token and secret code to the receiver o cash the money

Can I use Mobile Money to pay for my utility bills like electricity bills?

Yes. You can currently pay your ECG bills, DSTV bills and other TV subscriptions with MTN Mobile Money.

Bill Payment

The service enables subscribers to pay their bills (DStv, ECG & Post Paid) anytime, anywhere.

1.      Select “MY MTN” on your phone

2.      Go to Mobile Money

3.      Select Pay Bill

4.      Select ECG, DStv, MTN Postpaid, General Payment, School Fees & Follow the process.

You will receive a confirmation message of Successful payment.

Bill Payment (USSD Users)

1.      Dial *170# and enter 2.

2.      Input 1for ECG and follow the prompts.

3.      Input 2 for DStv and follow the prompts.

4.      Input 3 for MTN Postpaid and follow the prompts.

5.      Input 4 for General Payment and follow the prompts.

6.      Input 5 for School Fees and follow the prompts.

7.      Input 6 for next item on the menu and follow the prompts.

School Fees Service

This service enables parents and guardians to pay their wards fees instantly without any hassle

Here’s how to:

1.      Go to My MTN on your phone menu

2.      Select Mobile Money

3.      Select Pay Bill

4.      Select School Fees.

                    i.            Under Payment code, enter the School code followed by a space and the Student ID number (e.g. UG 1000408)

                  ii.            Enter your MM PIN (Name of student will be displayed)

5.      Click Pay now

6.      Enter a suitable reference (e.g. 2^nd Term/Semester)

7.      Enter amount

8.      Confirm payment details

9.      Enter your MM PIN again

General Payment

General payment is MTN Mobile Money product that enables individuals or corporate entities to make payments for goods and services including online transactions.

It offers integration to the MTN Mobile Money platform with institutions who desire payment solutions.

Enjoy the following with your Mobile Money Wallet

·         Free Registration

·         No minimum balance

·         No monthly service fees

·         Only pay for the transaction that you make

·         Anyone with a voter ID, Driver’s License, Passport, NHIS, National ID can have one.

What is MTN Mobile Money?

Mobile Money is a fast, simple, convenient, secure and affordable way of transferring money using a mobile phone. The service is offered by MTN in partnership with 10 banks.

What can I use MTN Mobile Money for?

Mobile Money can be used to send and receive money, top up MTN airtime, pay for bills (DStv, ECG, and MTN Post Paid Bills), buy life insurance, pay airline tickets, pay insurance premiums as well as pay for goods and services. 

Do I need to have a bank account to use MTN Mobile Money?

No. Mobile Money is available for anyone, no bank account is required. However you will need a bank account to be able to link your Bank account to your Mobile Money wallet

Who can use the Mobile Money Service?

The Mobile Money service is available to all MTN customers. Non-MTN users can also use the service to receive money transfers from registered Mobile Money customers.

How long does it take to get MTN Mobile Money?

The process should take up to10 minutes only

Is the Mobile Money Wallet PIN the same as my SIM card PIN?

No. The Mobile Money PIN is selected during registration for Mobile Money transactions.

What is different with MTN Mobile Money? If I already use Mobile Banking.

With Mobile Money, no bank account is needed to send or receive money. All you need is a Mobile Money enabled MTN SIM card and a mobile phone.

Can I use an existing MTN Prepaid airtime scratch card to recharge my Mobile Money wallet?

No. You cannot use an existing MTN prepaid airtime card. There will be a special scratch card for Mobile Money which can be obtained from our Merchants. This will be available in the future.

Do I need to have a minimum balance in my Mobile Money wallet?

No. Your Mobile Money account can contain any amount. The maximum is GHC10, 000.

Are there any service charges to maintain my Mobile Money wallet?

No. Mobile Money only charges for the transactions you perform.

Are there any transaction limits on the Mobile Money wallet?

Yes. Customers who are not registered on e-zwich will have limits on their transaction. The Daily transaction limit is GHC 1000.

Can I use my existing SIM for the Mobile Money service?

It depends. The service requires a SIM pre-loaded with the Mobile Money application.  MTN customers who don’t have such a SIM card need to swap to a new SIM that contains the Mobile Money application.  The Mobile Money Merchant will help you to determine if your SIM card contains the Mobile Money application.

Can I keep my existing MTN phone number if I register for Mobile Money?

Yes. You will keep your existing phone number when you register with a valid Photo ID (Voter ID, Passport, Driver’s License, National ID, and NHIS)

Will I be able to save my old contacts on the new SIM card if I do SIM swap?

Yes. You should copy your old SIM contacts to your phone before you do SIM swap. Alternatively, you can use MTN SIM backup device to copy your contacts and transfer them to your new SIM after the swap. You will be able to save 200 contacts on your Mobile Money SIM, just like any other SIM card.

Do all mobile phones support Mobile Money?

Yes. The Mobile Money application is registered on the SIM card and is independent of the mobile phone.

Can I use my Mobile Money wallet outside of Ghana?

Yes. The Mobile Money service works on roaming. However, you may be charged for the SMS traffic by the host network at International Roaming rates.       

Can I get overdraft facility on my Mobile Money wallet?

No. You cannot transfer more money than you have available in your Mobile Money wallet.

Can I use my Mobile Money wallet as collateral for borrowing money in a bank?

No

How do I keep my Mobile Money Wallet secure?

You need to keep your Mobile Money PIN secret from others. Memorize your Mobile Money PIN and do not carry it with your phone.  Never give away your Mobile Money PIN.  If you have reason to believe your Mobile Money PIN has been compromised, you can change the Mobile Money PIN in the Mobile Money menu.

What do I do if I forget my Mobile Money PIN?

Contact the MTN Call Center on 111 for assistance.

What happens to the cash in my wallet if I become deceased?

The cash will be paid to your next of kin.

Is my money safe?

Yes. Your money is stored safely in a special account opened for Mobile Money in the Participating banks.

What happens if my phone/SIM is lost or stolen?

Your money is safe. Your Mobile Money wallet is protected by your Mobile Money PIN. You should call the MTN Call Centre on 111 to block your wallet by first authenticating yourself. Thereafter you need to do a SIM swap and unblock your Mobile Money wallet by calling the Call Center.

Can I send money to someone who doesn’t have a mobile phone?

Yes. You can send money from your MTN Mobile Money wallet on your phone to anyone in Ghana; the receiver doesn’t need to have a mobile phone or be an MTN customer

Can I do Mobile Money transfers on the internet?

Yes. You can access and login to your Mobile Money account via the internet and carry out transactions.

Can I transfer money from my bank account to my MTN Mobile Money wallet?

Yes. You can perform this activity through one of our services called “Link to Bank Account”. The Link to Bank Account service offer subscribers the convenience and ease of withdrawing money directly from their bank accounts into their Mobile Money wallets anytime, anywhere.

Can I transfer money out of my MTN Mobile Money wallet to my bank account?

Yes. You can perform this activity through one of our services called “Link to Bank Account”

Can I use the service to buy airtime for my friends and relatives?

Yes. You can top up for friends and relatives instantly.

Do I have a specific time I can top up through MTN Mobile Money?

No. You can top up instantly anytime, anywhere.

Can I buy airtime outside Ghana?

Yes. The Mobile Money service works on roaming.